Commercial lenders include commercial banks, mutual companies, private lending institutions, the hard money lenders (factoring), and other financial groups. These lenders typically have widely varying standards and/or practices on which they base their loan criteria and evaluate potential borrowers. Commercial lenders specialize in hard money and bridge loans, often those that close quickly, in as [...]

There is no bailout for small business owners; However, as banks and alternative lenders have tightened their lending belts… small businesses can and are relying more heavily on the federal government. Government Loans backed by the U.S. Small Business Administration are up thirty percent to ninety percent recently in the many areas within the United [...]

Consumer Lending, traditionally called end-retail lending, refers to making a wide range of secured or unsecured loans to consumers by lenders, banks, credit unions, and private investors for consumable items. These items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of credit, recreational vehicle, [...]